Benefit Information for Full-Time Employees for FY25 Open Enrollment

 

**Open Enrollment begins May 1 and ends May 10th. All elections must be received by May 10th.**

All blue and bolded text has an information sheet linked to it. Just hover over the title and click.
 

FY25 Summary of Benefits for all Current Town Employees : Including Health, Dental, Stipends, Retirement, Sick and Vacation Accruals. Eye Insurance was added at the 4/29/24 BOS meeting and will be added to the summary. Information can be found further down this page.

FY25 Rate Sheet 
     Including Health, Dental, Buybacks and PD Stipends

Medical Insurance: Harvard Pilgrim  through Benefit Administrator NH Interlocal Trust
     
     
      HMO HDHP (High Deductible Health Plan) with HSA  You must complete an NHIT enrollment forms AND a csONE HSA enrollment form
    

csONE Flexible Benefits Accounts:   An enrollment form must be submitted to participate.

  • Dependant Care Account (DCA) 
  • Health Savings Account (HSA)  
  • Limited Purpose -Flexible Savings Account (LP-FSA)

Dental Insurance: Northeast Delta Dental, though Benefit Administrator HealthTrust
     Open enrollment is the time for adding family members if there has not been a qualifying event. Please use an enrollment form, below.

STIPEND FOR DECLINING INSURANCE (BUY-BACK)
Any eligible employee with current insurance coverage may decline Health and/or Dental insurance and receive a taxable stipend paid bi-weekly. Proof of current coverage for the employee, dependents and/or spouse is required. Please see the Health and Dental Declination forms (below) for details. Forms must be received by May 30, 2024

Retirement Plans- Deferred Compensation 457b
     Full-time Employees have the option to have pre-tax deferred compensation in a 457b plan. Anyone hired before July 1, 2024 may choose to receive a Town contribution of 7% in lieu of joining the NH Retirement Sytem. Please speak to Administration of Finance for more information.
     Corebridge (formerly VALIC)
     Mission Square (formerly ICMA-RC)

NHRS for Town (Group 1) employees 
     Full time staff hired before July 1, 2024 have the option to join NHRS or receive a Town contribution of 7% to your choice of our two 457b plans. Employees should visit 
https://www.nhrs.org/ for information. 
     New hires after July 1, 2024 will automatically be enrolled.

SUPPLEMENTAL MEDICAL INSURANCE and EYE INSURANCE 

  •  Colonial Life offers "gap" insurance. Please see the application below for suggested rates.
  • Ameritas- The Town has contracted with Ameritas to offer employee-funded Eye Insurance. Enrollees have the option of choosing VSP or EyeMed. Payment will be deducted through payroll. 

VENDOR CONTACTS

NHIT   McKenzie McDouglal  [email protected]

csONE  Lisa Ouellette [email protected]

HealthTrust  Teresa Williams  [email protected]

Colonial Life/Ameritas  Sonya Kinch [email protected] 

Corebridge  Brandon Dohery  [email protected] 

Mission Square  Caroline Sorokos  [email protected]

NH Retirement System  [email protected]   (603) 410-3500